FCA protection

Paycheck Protection Program Farm Credit Administratio

  1. This page provides information about the Paycheck Protection Program and guidance for Farm Credit System institutions for making loans under the program. We will regularly update this page with additional information and guidance, so please refer to it frequently. The date below indicates the last time an update was made to the page
  2. d knowing your vehicle is being serviced by factory-trained technicians using certified Mopar parts
  3. The FSCS can protect certain qualifying temporary high balances up to £1 million for up to 6 months from when the amount was first deposited. The FSCS will normally compensate people automatically. To ensure all your money is covered, follow these 4 steps. Step 1: Know the deposit protection limit
  4. d. We are the only protection backed by FCA US LLC. To ensure you are receiving a genuine Mopar Vehicle Protection
  5. Family Court Act 842 FCA 842: Order of Protection Family Court Act 842 Order of protection. An order of protection under section eight hundred forty-one of this part shall set forth reasonable conditions of behavior to be observed for a period not in excess of two years by the petitioner or respondent or for a period not in excess of five years upon (i) a finding by the court on the record of.
  6. Search Farm Credit System institutions. FCA provides a directory of all System institutions. You may search this directory by institution or by district. If you're interested in getting a loan from a System institution, you can locate a lender near you by entering your address, zip code, or city and state

FCA also has a procedure in certain repair manuals for how to remove NVH foam prior to doing repairs in that area, due to its' flammable nature. Examples of vehicles with this procedure are the 2017 Chrysler Pacifica and the 2017 Jeep Cherokee. FCA specifies several different products for restoring corrosion protection Mopar Vehicle Protection plans are offered and issued by FCA US LLC. FCA Service Contracts LLC is a wholly owned subsidiary of FCA US LLC and, in some instances, may be the obligor and/or administrator of your plan. FCA US Vehicle means Chrysler, Dodge, Jeep ®, Ram, FIAT ® or Alfa Romeo brand vehicles only FCA, along with four other agencies (Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit Union Administration, and Office of the Comptroller of the Currency), has issued joint regulations to implement the flood insurance laws. FCA's flood insurance regulations are found at part 614, subpart S

The Financial Conduct Authority is the conduct regulator for 58,000 financial services firms and financial markets in the UK and the prudential regulator for over 24,000 of those firms The Farm Credit Administration Office of Inspector General is committed to providing information about prohibitions on retaliation against people who make protected disclosures of wrongdoing. This page describes the rights and remedies for those who have made, or are considering making, a protected disclosure

Yes: the FCA protects whistleblowers who try to prevent one or more violations of the FCA, as long as they have an objectively reasonable belief that their employer is violating, or will soon violate, the FCA. Case law has clarified that efforts to stop an FCA violation are protected even if they are not meant to further a qui tam claim Here you can find the FSCS compensation limits for each financial product we protect. The UK regulators, the Financial Conduct Authority and the Prudential Regulation Authority, set the financial compensation limits and compensation rules. Banks, building societies & credit unions If the firm failed after 1 Jan 201 Brand Protection Mailing Address: Brand Protection CIMS 485-01-52 Fiat Chrysler Automobiles 1000 Chrysler Drive All requests to use FCA US trademarks in a manner not outlined above should be directed to our Intellectual Property Legal Department via email at danielle.mcgurk@fcagroup.com . In order to avoid a delay in processing, please make. Temporary high balances FSCS protects temporary high balances in your bank account, building society account or credit union account of up to £1million for 6 months. The protection begins from the date the temporary high balance is credited to an individual depositor's account, or to a client's account on an individual's behalf The FCA Mission In April 2017 we published our Mission1, which explained how and why we prioritise, protect and intervene in financial markets. Its publication marked our intention to be more transparent about the way we work and explained how we are accountable for the way we carry out our role

Consumers can find out about their rights with banking, insurance, mortgages and financial advice, and how to complain or avoid scams The FCA has today set out plans for a new Consumer Duty, which will set a higher level of consumer protection in retail financial markets for firms to adhere to. Firms are already bound by FCA. A: Your Vehicle Warranty is comprehensive product coverage that is provided to you by the manufacturer that protects you against product defects for a specified period of time or mileage. Your Mopar Vehicle Protection Warranty, a product of FCA US LLC, is additional protection that you purchased which provides you with specific component coverage that goes beyond the manufacturer's Standard.

Official Mopar Vehicle Protection Powered by Mopa

The disclosure and investor protection features the FCA propose SPACs should include in order to avoid suspension, and on which the consultation seeks feedback, include: setting a minimum amount of £200m to be raised when a SPAC's shares are initially listed, to encourage a high level of institutional investor participatio The FCA is concerned that consumers are not aware that their money is not protected by the Financial Services Compensation Schem e (FSCS) - a feature that regulated banks provide. Under FSCS, an.. For the purposes of the FCA Rules we categorise you as a retail client so, unless you are a large undertaking, you are afforded the maximum protections available under the FCA Rules. You have the right to request to be categorised as a professional client, however we will not offer this lower degree of protection to clients FCA plan focuses on consumer protection long after coronavirus. Britain's financial regulator has said the main objective of its response to the coronavirus pandemic — protecting consumers.

Deposit and savings protection FC

Mopar ® Vehicle Protection is offered with a wide variety of time and metrage terms, typically up to 7 years and 200,000 kilometres. New Vehicle plan coverage begins on the vehicle's warranty start date (the date the vehicle was delivered to its original owner) and at zero kilometres. For example: Your vehicle's warranty start date is July 1. Office of Congressional and Public Affairs. Farm Credit Administration. 1501 Farm Credit Drive. McLean, Virginia 22102-5090. Telephone: 703-883-4056. Fax: 703-790-3260. Email: info-line@fca.gov FSCS Protection. Moneybox and its Pension Provider (Gaudi Regulated Services Limited) are covered by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person for claims relating to investment products. For Savings products, such as the Cash LISA or Notice Accounts, your funds are protected by the bank holding your money FCA Brand Protection. © FCA US LLC. All Rights Reserved. Chrysler, Dodge, Jeep, Ram, Mopar and SRT are registered trademarks of FCA US LLC

Our Internet sales system offers a genuine officially-authorized extended warranty by Mopar Vehicle Protection Plans, products of FCA US LLC (formerly Chrysler Group), at greatly discounted pricing. These are the Mopar Vehicle Protection Plans and extended service warranties your local dealer may have offered you FCA Brand Protection. FCA Trademarks. FCA US LLC (FCA) owns a wide range of trademarks including, but not limited to, CHRYSLER, DODGE, JEEP®, RAM, MOPAR®, SRT and DODGE and JEEP brand grille designs, as well as vehicle model, trim and feature names Protection That Goes The Distance. Mopar® Vehicle Protection has proven to be the smart choice for Chrysler, Dodge, Jeep and Ram owners. We offer the only FCA US factory-backed coverage available. Forge your own path forward knowing you are covered every mile by purchasing one of our Unlimited Mileage Plans The False Claims Act: A Primer The False Claims Act (FCA), 31 U.S.C. §§ 3729 - 3733 was enacted in 1863 by a Congress concerned that suppliers of goods to the Union Army during the Civil War were defrauding the Army. The FCA provided that any person who knowingly submitted false claims to th The Consumer Duty is proposed as a package of measures: a new Consumer Principle that provides an overarching standard of conduct, supported by a set of Cross-cutting Rules and Four Outcomes that set clear expectations for firms' cultures and behaviours.The FCA's aim is to give firms more certainty about the standards expected of them and, correspondingly, the standards that consumers can.

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About Us Mopar Vehicle Protectio

Fire Cause Analysis (FCA) provides fire investigation, forensic engineering, multi-disciplinary engineering, and scientific evaluations to clients in the insurance and legal communities. With the combined expertise of fire investigators, fire scientists, and electrical, mechanical, and fire protection engineers, FCA provides in-depth analyses. A firm must arrange adequate protection for clients' assets when it is responsible for them. 11 Relations with regulators. A firm must deal with its regulators in an open and cooperative way, and must disclose to the FCA 1 appropriately anything relating to the firm of which that regulator would reasonably expect notice Regulated by the FCA. Trading 212 UK Ltd. is registered in England and Wales, authorised and regulated by the Financial Conduct Authority, FCA (Register number 609146). You can telephone the FCA Consumer Help Line on 0800 111 6768 (8am-6pm Monday to Friday and 9am-1pm Saturday), to check our registration or ask other queries, or visit their.

relevant local regulatory and other requirements regarding data protection and transfer; (3) the extent to which local regulatory and other requirements may restrict its ability to meet regulatory obligations in the United Kingdom (for example, access to information by the FCA 2 and local restrictions on internal or external audit); and (4 For FSCS to be able to protect you, the PRA or the FCA must have authorised the provider or adviser, as well as regulated the service and product it provided. We can pay up to £85,000 per person, per firm. If your claim is about bad advice which caused you to lose money, the advice must have been given to you on or after 28 August 1988 The FCA has today set out plans for a new Consumer Duty, which will set a higher level of consumer protection in retail financial markets for firms to adhere to. Firms are already bound by FCA rules and principles to treat customers fairly and many firms are delivering the right outcomes for consumers, including good products and services at.

FCA 842 Family Court Act Order of Protection Divorce

  1. FCA's other current donors in the refugee response include EU Humanitarian Aid and Civil Protection (ECHO), Education Cannot Wait, The Ministry for Foreign Affairs of Finland and The Bureau of Population, Refugees, and Migration (PRM). Livelihood opportunities for women and yout
  2. FCA Handbook Welcome to the website of the Financial Conduct Authority's Handbook of rules and guidance. The FCA Handbook contains the complete record of FCA Legal Instruments and presents changes made in a single, consolidated view. You can click 'Join Up' to create an account for adding favourites and setting update alerts
  3. violates the Youth Protection Policy or any other FCA policy or guideline, the FCA representative must report this IMMEDIATELY to his or her FCA program leader. If the youth program leader is observed, or suspected of engaging in misconduct, this must be reported directly to Ken Williams at the Nationa
  4. The regulators of the financial services industry are the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). They were formed in 2013 after the financial crisis to replace the previous regulator, the Financial Services Authority. FCA. The FCA regulates the behaviour of financial services firms and protects consumers
  5. US LLC. FCA US LLC will notify you of acceptance by mailing your Plan Provisions defining plan coverage. IF YOU HAVE NOT RECEIVED YOUR PLAN PROVISIONS WITHIN 30 DAYS, CALL 1-800-521-9922. This document is an application for a Mopar Vehicle Protection plan and does not constitute a contract until accepted by FCA US LLC

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548 Basin Southwest | Ephrata, WA 98823-2048 Get Directions. (509) 754-2411 Visit Dealer Website. This dealer does not support online scheduling. Please call to book an appointment. Dealer offers. Other Contacts. Roadside Assistance. 1-800-521-2779. Uconnect This database contains all FCA regulations. From here, you can read and print each section. To print out all FCA regulations at once, download FCA regulations (PDF). For more information about our regulations, including the process by which we develop them, see About FCA statutes and regulations COBS 3 : Client categorisation Section 3.3 : General notifications 3 3.3.1 R 3.3.1A UK 3.3.1B R 3.3.2 G COBS 3/6 www.handbook.fca.org.uk Release 8 Jun 2021 3.3 General notifications [deleted] Articles 45(1) and (2) of theMiFID Org Regulationrequirefirmsto provide clientswith specified information concerningclientcategorisation. 45(1)Investment firms shall notify new clients, and existing client

Corrosion Protection Guidelines: Fiat Chrysler Automobiles

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FSCS protects customers when authorised financial services firms fail. You could be entitled to compensation of up to £85,000. Discover how we can help you The FCA has set out plans for a new consumer duty, designed to create a higher level of consumer protection in the retail financial services market. Currently, firms are bound by FCA rules and. Protection products must be assessed to ensure they offer fair value to consumers, including those policies originated before October 2018, the Financial Conduct Authority (FCA) has announced. It warned insurers over products where they know some customers will pay more in premiums than the sum assured or where inflation will reduce the value. FCA 812: Procedures for family offense proceedings Either court may issue an order of protection from conduct constituting a family offense which could include, among other provisions, an order for the respondent or defendant to stay away from you and your children. The family court may also order the payment of temporary child support and. Supplement to the FCA Informational Memorandum on the Paycheck Protection Program Author: Farm Credit Administration Subject: This is a supplement to the informational memorandum the Farm Credit Administration issued on July 14, 2020, on the Paycheck Protection Program. Keyword

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  1. Cryptocurrency is not legal tender and is not backed by the government. Cryptocurrency, (including but not limited to tokens such as bitcoin, litecoin and ethereum, and stablecoins such as USDC), is not subject to Federal Deposit Insurance Corporation (FDIC) or Securities Investor Protection Corporation protections
  2. Protection providers should adopt FCA guidance to help clients. Regulatory guidance on how general insurance providers can better support customers amid the Covid-19 pandemic could be adopted by.
  3. The Financial Conduct Authority (FCA) has been known to be one of the strictest regulatory authorities around . If that were not enough, the FCA has announced a new Consumer Duty, which will be added regulation to give a higher level of protection for retail consumers in the financial markets
  4. The Financial Conduct Authority (FCA) is seeking to open a new office in Leeds as part of an expansion across the country. This morning FCA CEO Nikhil Rathi revealed that the regulator plans to double its number of staff in Edinburgh to more than 200 over the next two years, to establish locations in other UK capitals in Cardiff and Belfast and is exploring the opening of an office in Leeds.
  5. d, including inadequate assessment of other options that would be a.
  6. ister extended major mechanical coverage and maintenance products on new and pre-owned vehicles manufactured by FCA and competitive brands. Extended protection plans can be used at any of our dealerships and allow vehicle owners with added peace of
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Flood disaster protection Farm Credit Administratio

Independent financial adviser Greenock Financial Planning

Financial Conduct Authority FC

Status: Please note you should read all Brexit changes to the FCA Handbook and BTS alongside the main FCA transitional directions. Where these directions apply the 'standstill', firms have the choice between complying with the pre-IP completion day rules, or the post-IP completion day rules Because We're Backed by the Manufacturer. For over 35 years, Mopar Vehicle Protection ® has been offering drivers factory-trained technicians and genuine Mopar Parts and Service at dealerships throughout North America. We are the only protection backed by FCA Canada Inc. To ensure you are receiving a genuine Mopar Vehicle Protection plan, please view the sample application and plan provision.

Whistleblower protections Farm Credit Administratio

The data breach is particularly embarrassing for the FCA, which fined Tesco Bank £16.4m in 2018 for failing to protect customer information. The FCA was also left red-faced last month when the. FCA makes no warranty whatsoever, to the user or to third parties, either express or implied, in relation to the information contained in this Investors section, which is provided at the exclusive risk of the user. FCA does not assume and expressly disclaims any responsibility for any damages or losses whatsoever which may be incurred by the. The False Claims Act. Many of the Fraud Section's cases are suits filed under the False Claims Act (FCA), 31 U.S.C. §§ 3729 - 3733, a federal statute originally enacted in 1863 in response to defense contractor fraud during the American Civil War. The FCA provided that any person who knowingly submitted false claims to the government was.

The False Claims Act (FCA), also called the Lincoln Law, is an American federal law that imposes liability on persons and companies (typically federal contractors) who defraud governmental programs. It is the federal Government's primary litigation tool in combating fraud against the Government. The law includes a qui tam provision that allows people who are not affiliated with the. Mopar Vehicle Protection Plans are offered and issued by FCA US LLC (formerly Chrysler Group). Mopar Vehicle Protection is a wholly owned subsidiary of FCA US LLC. Your Plan is sold and administered by FCA US LLC if you purchased your Plan in: Florida, Hawaii, Maine, Mississippi, Montana, Oregon, Puerto Rico, Texas, Virginia, Washington or Wyoming FCA Violations. Learn about the FCA violation. On January 10, 2019, the Department of Justice, the Environmental Protection Agency, and the State of California announced a settlement with Fiat Chrysler Automobiles N.V., FCA US, and affiliates for alleged violations of the Clean Air Act and California law.. Read the press release FCA plans tighter consumer protection rules to drive behaviour and culture shift. by Owain Thomas. 14 May 2021. Share on Facebook Share on Twitter. The Financial Conduct Authority (FCA) is planning to introduce fresh demands on advisers and intermediaries to ensure they are operating in the customer's best interests at all times

The Financial Conduct Authority ( FCA) is calling for stronger protection for UK consumers in the financial services market. According to the regulator's 2020 Financial Lives Survey, one in four respondents revealed they lack confidence in the sector, and only 35% believed firms were honest and transparent in their dealings with consumers A copy of the complaint and written disclosure of substantially all material evidence and information the person possesses shall be served on the Government pursuant to Rule 4(d)(4) of the Federal Rules of Civil Procedure. The complaint shall be filed in camera, shall remain under seal for at least 60 days, and shall not be served on the defendant until the court so orders Under the False Claims Act (FCA), for instance, the government may reward a PPP whistleblower with up to 30 percent of the recovered funds. The Paycheck Protection Program was created to help small businesses keep workers employed during the COVID-19 pandemic, offering bank-mediated, SBA-funded loans that may be forgiven later FCA Floor Control Assembly. See full size image. WARNING: Cancer and Reproductive Harm - www.p65warnings.ca.gov. CAD Drawings. Engineering Specs. Valve Size: 2″ (50 mm), 2-1/2″ (65 mm), 3″ (80 mm), 4″ (100 mm) Download Bulletin. Bulletin 619 The deposit protection limit is: up to £85,000 per eligible person, per bank, building society or credit union; up to £170,000 for joint accounts; The FSCS can protect certain qualifying temporary high balances up to £1 million for up to 6 months from when the amount was first deposited. The FSCS will normally compensate people automatically

False Claims Act Whistleblower Retaliation Law About FCA

  1. ent indication of any risks - such as the lack of FSCS protection (BCOBS 2.3.1AR); an
  2. OPTIONAL PROTECTION PLANS. Enhance your Certified Pre-Owned Vehicleâ s 7- Year/100,000- Mile Powertrain Limited Warranty with a genuine Mopar ® Vehicle Protection Plan, fully backed by FCA US LLC
  3. The FCA's focus on consumer protection is not new. As one of the three objectives of the FCA, it underpins all of the FCA's work. In turn, Principles 6 and 7 of the FCA's Handbook require.
  4. Financial Conduct Authority (FCA) CEO Nikhil Rathi has committed to building a more assertive FCA which test its powers to the limit. Speaking about the regulator's ongoing approach, Rathi said he would continue to build a more assertive FCA. Our instinct will be to test our powers to the limit, he said
  5. ster Guarantee Protection (Trustees) Limited firm. The company is not authorised by the FCA but has been targeting people in the UK: West
  6. istration issued an . informational memorandum on May 4 (PDF) to provide guidance to Farm Credit System (System) institutions on issues related to the COVID-19 pandemic

FCA regulated brokers are stipulated by law to offer its clients complete protection against market eventualities and broker liquidation by safeguarding investments up to £50,000. Under this scheme, a trader that has invested money with an FCA Forex broker can claim insurance or file claims for up to £50,000 in the case of broker insolvency Last month, the FCA set out plans for a new consumer duty, designed to create a higher level of consumer protection in the retail financial services market. Currently, firms are bound by FCA rules. Summary. On 14 May 2021, the FCA published Consultation Paper CP21/13 outlining much-anticipated proposals relating to the standards expected of regulated firms to ensure the protection of retail consumers. The Consultation Paper follows a recently published speech given by Charles Randell, Chair of the FCA and PSR, in which Mr. Randell outlined changes required to transform regulation and. Below is a listing of important documents relating to the administration of your Mopar Vehicle Protection, a product of FCA US LLC.Included are inspection forms, plan provisions, and more. If you can't find just the Mopar extended warranty information you are looking for, please give us a call at 269.685.3557 and we will do our best to find the information you need

Sophie King. 14 May 2021. The Financial Conduct Authority (FCA) has said the proposals in its new paper will have 'wide-ranging implications for firms'. In its consultation published on Friday. He says: The FCA's recent consultation - Guidance for Firms on the Fair Treatment of Vulnerable Customers - is a follow-up to the initial consultation published by the regulator in July 2019 2. Are there any distinguishable levels of design complexity and thus GDPR-compliance? Research question 2 is aimed at understanding whether the regulation encapsulates any dist FCA is looking to provide customers hassle free maintenance and ownership. For example, The Mopar Complete 360 plans feature either 5 years/60,000 miles or 6 years/75,000 miles of coverage The FCA's Client Assets Sourcebook (CASS) provides rules for firms to follow whenever the firm holds or controls client money or safe custody assets. CASS helps ensure the safety of client money and assets if a firm fails and leaves the market. CASS has many recordkeeping requirements listed throughout. These requirements apply to records regarding..

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Compensation limits Check your money is protected FSC

The FCA Consults on UK's Investor Protection Rules for SPACs Stephen Fraidin , William Mills , Dmitry Morgan , Michael Newell , Gregory Patti , Joanna Valentine Cadwalader, Wickersham & Taft LL CANADA: FCA Canada, Inc. is committed to ensuring equal opportunity in employment, and supports Employment Equity programs to promote the more equitable participation of women, people with disabilities, Aboriginal Peoples of Canada, and member of visible minority groups. FCA Canada Inc. is committed to providing accommodation for people with. The UK's Financial Conduct Authority (FCA) has shared plans for a new Consumer Duty, which will aim to provide a greater level of consumer protection for retail financial markets for companies.

FCA Trademarks - FCA Brand Protectio

  1. SM&CR rules currently apply to banks, PRA investment firms and some insurers and have been in place since 7 March 2016. The Government announced in 2015 that all regulated firms will be subject to SM&CR from 2018 which has led the FCA to produce proposals for the extension of the regime. This extension means that all 47,000 FCA regulated firms.
  2. The Financial Conduct Authority (FCA) has published plans for a new Consumer Duty, which would set a higher level of consumer protection in retail financial markets, including dealer finance. The FCA proposals reflect a concern that too many firms are failing to consider their customers' needs adequately or prioritise good consumer outcomes.
  3. For European banks that are not regulated by the FCA, there is also savings protection in place. From 31st December 2010, a €100,000 deposit compensation limit came into force in all European.
  4. al and regulatory means; Requiring regulated firms to comply with the FCA Handbook; Registering and supervising financial firms that operate in the UK. How Does FCA Protect Investors? FCA enforces rules on market abuse, short selling, and transaction reporting

FCA to extend mortgage repossessions protection to April. The UK's Financial Conduct Authority (FCA) is proposing to extend its current general ban on lenders enforcing repossessions in the mortgage market. Currently, FCA guidance bars lenders from enforcing mortgage repossessions before 31 January 2021, other than in exceptional circumstances Details. These 2 memorandums of understanding set out working arrangements between the Competition and Markets Authority ( CMA) and the Financial Conduct Authority ( FCA) in relation to their. FCA urges e-money firms to inform clients on funds protection. The latest Dear CEO letter by the UK Financial Conduct Authority (FCA) is addressed to e-money firms. The regulator urges such businesses to ensure their customers understand how their money is protected. The FCA is concerned that many e-money firms compare their services to.

Temporary high balances Check your money is protected FSC

The FCA has noted that it will use these outcomes as an important factor in guiding regulatory decisions and actions. FCA: Treating Customers Fairly—essentials. This Practice Note looks at the concept of the TCF. The TCF is a key initiative of the FCA's consumer protection objective and is central to its work in ensuring a fair deal for. The FCA's focus on preventing customer harm has come into sharp relief in light of the effects of the COVID-19 pandemic, with broad thematic work taking place across the investments, insurance. The FCA published a paper on Tuesday setting out its response to a consultation that it launched last year on possible approaches to fixing deficiencies in consumer protection. That consultation launched a debate over whether the FCA's regulatory framework provides adequate consumer protection, and properly balances the responsibilities of. The FCA has launched a consultation on proposed rule changes to enhance consumer protection for retail financial market customers, aiming to ensure consumers achieve good outcomes. According to the regulator, its recommended Consumer Duty will drive a shift in culture and behaviour for firms, meaning that consumers always get products and.

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During the lead up to the General Data Protection Regulation (GDPR) 1, they jointly hosted a GDPR roundtable event with firms and industry bodies to listen to industry concerns. The ICO has also been providing tailored input to the FCA's Innovation Hub whilst the FCA is supporting the development of the ICO's Regulatory Sandbox The FCA Consults on UK's Investor Protection Rules for SPACs. Until the last month, the market in the U.S. for special purpose acquisition company ( SPAC ) IPOs has been booming. For example, in the first three months of 2021, there were 298 IPOs of U.S. SPACs, which raised in aggregate $87.07 billion. That booming market has not. The Financial Conduct Authority (FCA) and the Bank of England (Bank) today outlined their plans to develop their data and analytics capabilities. Both authorities depend on access to high-quality data to fulfil their respective missions of maintaining monetary and financial stability, market integrity, effective competition and consumer protection data, as defined under the GDPR and DPA 2018, the FCA is a Data Controller so must ensure that it has legal basis to share it and that doing so would otherwise be compliant with the data protection principles. 23. Section 131 of the Data Protection Act 2018 may provide a legal basis for the FCA to share information with the Commissioner The FCA emphasises the need for firms to avoid misleading customers about how much protection they will get from safeguarding. For example, firms should not imply that customers' claims would be paid in priority to the costs of distributing the safeguarded funds